Products and Services

• Php5,000.00 minimum required maintaining balance
• Php5,000.00 minimum required ADB to earn interest
• 0.50% interest rate p.a.
• Option to have an ATM Key Card that doubles as a Debit Card
• Funds can be withdrawn via over the counter or through BancNet, Expressnet, Megalink and VisaPlus ATMs

• Php100.00 minimum required maintaining balance. Php 5,000 minimum balance to earn interest 0.50% interest rate p.a.
• 0.50% interest rate p.a.
• Issuance of ATM Key Card that doubles as a debit card
• Maximum of Php10,000.00 withdrawal per transaction and Php 50,000 withdrawal per day
• Funds can be withdrawn through BancNet, Expressnet, Megalink and VisaPlus ATMs
• Fund monitoring via statement of account
• Easy Access to your funds via our online banking services

• Php500.00 minimum initial deposit and maintaining balance
• Php1,000.00 account balance to earn interest
• 1.00% interest rate p.a.
• Auto Fund Transfer Arrangement (AFTA) option; minimum monthly contribution of Php100.00
• Open to 0-13 years old only
• Entitled to free dental and medical benefits from Maxicare or Metro Dental when account balance reaches Php15,000.00
• Maximum withdrawal limit of up to three (3) times within a month

• Php5,000.00 minimum balance for individuals
• Php10,000.00 minimum required balance for corporations
• 0.50% interest rate p.a.
• Fund monitoring via monthly bank statement
• Access to our banking centers and electronic services via our ATM, online banking and mobile banking

• Php10,000.00 minimum required balance for individuals
• P15,000.00 minimum required balance for corporations
• Linked savings account 0.50% interest rate p.a.
• Fund monitoring via monthly bank statement
• Convenient access to our banking centers and electronic banking services

• No required minimum balance if used as settlement account by accredited doctor of HMO 0.50% interest rate p.a.
• Issuance of ATM Key Card that doubles as a debit card
• Withdrawals can be made through EqB ATMs, Megalink, Bancnet and Expressnet Affiliate ATMs and over-the-counter
• Waived Bank Certification fee
• Waived commission charges on two (2) incoming peso telegraphic transfers
• Reduced ATM interbank fees
• Pre-qualified for Consumer Loans and Equicom Credit Card (subject to Bank’s credit evaluation)

Features and Benefits

• Worldwide Recognition. Your Equicom Credit Card is accepted in more than 31 million Visa accredited establishments worldwide.
• Dual Currency Billing. Get two credit limits in one credit card; a Peso for your local purchases and a Dollar limit for all your purchases abroad.
• Super Check Facility. A super convenient payment alternative exclusive to your Equicom Credit Card. Let’s you issue checks up to 100% of your Card’s available credit limit. So whether you need cash or pay for life’s big events, Super Check makes it easy for you. A low service fee of 1.5% for every check issuance applies.
• Payment Deals. Enjoy a separate credit limit for your installment purchases. Have the option to purchase on installment at participating merchants or convert all your straight purchases to easy installment payment schemes at very affordable rates.
• Balance Transfer Facility. Transfer your other credit card balances to your Equicom Credit Card and enjoy easy and affordable monthly payment terms.
• Key Rewards Program. Earn one (1) Key Point for every Php300.00 or USD1.00 valid transaction on your Equicom Credit Card. Use your earned points to shop and dine at any Visa merchants worldwide via the Equicom Gift Card.
• Unlimited Supplementary Cardholders. Share the benefits of your Equicom Visa Credit Card and enroll as many Supplementary Cards as you want for your loved ones and assign monthly sub-limits for each Card.
• Auto Bills Facility. Enjoy the convenience of paying your monthly bills in just one step. Let Auto Bills consolidate every bill into one by charging it to your Equicom Credit Card. Enroll today and forget the hassle of having several payment due dates.
• Flexible Payment Terms. Pay only 5.0% of your outstanding balance or P500.00/USD50.00, whichever is higher, and enjoy low finance charges computed based on average daily balance.
• Convenient Payment Centers. Settle your Equicom Credit Card balances through over-the-counter at any Equicom Savings Bank branch, through Equicom Auto Debit Facility, Mobile Banking Facility or through accredited payment centers nationwide.
• 24/7 Customer Service. For inquiries regarding your Equicom Credit Card, call the Equicom Customer Service at (632) 2415952 or Domestic Toll-Free Number 1-800-10-EQUICOM (3784266).

Features and Benefits

• Recognized and Accepted Worldwide
  With your Equicom Key Card, you can dine and shop at over 31 million Visa establishments worldwide.
• Fast Access to Cash
  Withdraw cash anytime, anywhere at any Equicom Savings Bank, BancNet, Expressnet, Megalink and VisaPlus ATMs here and abroad*
• Higher Transaction Limit
  Enjoy enhanced purchasing power with a daily purchase limit** of Php40,000 for your Peso-linked accounts.
• Mobile and Internet Access
  Access your account anytime by enrolling to the Equicom Mobile Banking facility or log in at www.equicomsavings.com.
• 24/7 Customer Service
  For lost or stolen card, immediately call our Equicom 24/7 Customer Service at (632) 2415952 or 1-800-10-EQUICOM (3784266) or via eqbcustomerservice@equicomsavings.com.ph.

Features and Benefits

• Recognized and Accepted Worldwide. With your Equicom Key Card, you can shop, dine and pay your bills at over 31 million Visa establishments worldwide.
• Withdraw Cash Anytime, Anywhere. Withdraw cash anytime at Equicom Savings Bank, Megalink, Bancnet, Expressnet and VisaPlus ATMs here and abroad.*
• 24/7 Customer Service. For concerns and inquiries, just call our the Equicom 24/7 Customer Service at (632) 2415952 or 1-800-10-EQUICOM (3784266) or email eqbcustomerservice@equicomsavings.com.ph. Our friendly and efficient Customer Service Representatives will be more than happy to assist you.
• Mobile and Internet Access. Access your card balance through the Equicom Mobile Banking service by typing “INQ Card Number” (INQ 4649123456789010) and send to 0918-818-EQUI (3784) or through www.equicomsavings.com.
• Reload Anytime. Simply visit any Equicom Savings Bank branch to reload your Equicom Cash Card.

This can be simultaneously used as a:

• Health Card
• Payroll Card
• ATM Card
• Payment Card

Features & Benefits

• An all-occasion gift
  Give it for birthdays, holidays, weddings, graduations – whenever! Give it out as rewards or incentives!
• Worldwide Acceptance
  Shop, Dine and Unwind at over 31 million Visa establishments worldwide.
• Convenient
  To inquire on your available balance, simply text “INQ Card Number” (INQ 4284123456789010) and send to 0918-818-EQUI (3784) or contact the Equicom 24/7 Customer Service at (632) 2415952 or Domestic Toll Free Number 1-800-10-EQUICOM (3784266).

Features & Benefits

• Real-time balance inquiry for enrolled cards and accounts.
  • All types of EqB deposit accounts (Current, Savings, and Time Deposits) and
  • All types of Equicom cards (ATM key card, Equicom credit card, prepaid Equicom cash card and prepaid Equicom co-branded cards, and Equicom gift card) may be enrolled. 
• Viewing your Bank statement for your enrolled cards or accounts in 3 different ways:
  • Current month-to-date real-time,
  • Any month within the past 12 months, or
  • Any period up to 90 days within the past 12 months.

  With month-to-date statements, you can view even your most recent approved transactions anytime anywhere. Best of all, you may view both front and back images of the checks that you issued from your checking account.

• Bancnet Online enables the following no-enrollment PIN-based transactions for Equicom debit cardholders:
  • No enrollment:  Balance inquiry, Checkbook request, and Fund transfer across checking and savings accounts that are linked to the ATM card,  
  • Enrollment required:  Inter-bank fund transfer to other accounts in Bancnet member banks
• Quick Inquiry is no-enrollment balance inquiry for prepaid and gift cards

How to Enroll for Internet Banking

Personal

• Access internet banking through the EqB website.
• Click on the internet banking link at the top right corner of the home page to open the Equicom Online main page, where you may then begin enrolment or login and safely conduct your transactions in a secure environment.  
• Enroll online by clicking on “Enroll now!” then follow and accomplish the registration process.
• After completing online enrollment, you may view details and status of your pending enrollment by clicking on “View my enrollment status? Click here.”

Corporate

• Accomplish the Corporate Internet Banking enrollment forms and submit it to your Equicom branch of account.  (Form 1 covers corporate data and approving signatories while Form 2 covers the authorized users for corporate internet banking.) 
• Please note that corporate authorized users will need explicit board approval to access the corporate account/s as a single user.

Got more questions? Refer to the Frequently Asked Questions about Internet Banking.

For more information, please contact the Equicom 24/7 Customer Service at (632)2415952, Domestic Toll Free Number 1-800-10-EQUICOM (3784266) or visit your Equicom branch or email us at eqbcustomerservice@equicomsavings.com.ph.

24×7 banking convenience at your fingertips.

Features & Benefits

• Real-time balance inquiry for enrolled cards and accounts.
• Quick access/ no enrolment balance inquiry for Prepaid, Gift, and Rewards cards
• Last 5 transactions for enrolled accounts
• Prepaid cash load from enrolled accounts
• Payment for Equicom VISA credit card from enrolled accounts

How to avail of Mobile Banking

• Enroll for mobile banking service at your Equicom Savings Bank branch.
• Any mobile phone and telco provider may be supported.
• Simply text the transaction commands to 0918-818-EQUI (3784).

Table of Fees and Charges