Personal Loans

With Equicom Savings Bank Personal Loan, you can start turning your plans into reality. Whether you want to plan for your dream family vacation, improve your home, or refresh your finances, a loan from us could be more affordable than you think.

Features and Benefits

  • Borrow as much as PHP30,000.00 to PHP5,000,000.00
  • Available for 6, 12, 18, 24, 36-month terms
  • Low and affordable monthly add-on interest rates
  • Quick and easy application
  • No collateral or guarantor required
  • Fixed monthly repayments

Document Requirements

  • Duly filled-out and original signed Application Form
  • Photocopy of Company ID with picture and signature
  • Photocopy of one (1) valid government-issued ID with three (3) specimen signatures
  • Latest Credit Card Statement of Account

A. If Employed

  • Latest one (1) month payslip

B. If Self-Employed

  • Latest General Information Sheet (GIS)
  • Latest three (3) months Bank Statement
  • Latest two (2) years Audited Financial Statement
  • Latest two (2) years ITR
  • Latest Business Permit
  • SEC/DTI Certificate of Registration
  • Authorization to verify bank account/s

Eligibility

A. Employed

  • Must be at least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Open to Filipino citizens, foreign residents of the Philippines, or expatriates
  • Must have residence or office landline number AND a mobile number
  • Minimum Gross Fixed Monthly Income Requirement of at least PHP30,000
  • Minimum employment tenure of at least two (2) years from the same company
  • Must be employed at SEC-registered company
  • Residence or office address must be at least 100KMs from the nearest Equicom Savings Bank branch List of EqB Branches

B. Self-Employed

  • Must be at least 21 years old at the time of application but not more than 65 years old upon loan maturity
  • Must be a Filipino citizen
  • Must have residence or office landline number AND a mobile number
  • Minimum Gross Fixed Monthly Income Requirement of at least PHP100,000
  • With business operating at least three (3) years and profitable for the past two (2) years
  • Residence or office address must be at least 100KMs from the nearest Equicom Savings Bank branch List of EqB Branches

Get an instant decision when you submit your fully accomplished and signed application form and requirements via email at applynow@equicomsavings.com.ph.

Helpful Numbers
(632) 8828-EQUI (3784) locals 142 / 159 / 2013 / 2027
Lines are open Monday to Friday 8:30 a.m. to 5:30 p.m.

Reminders

  • Please make payments only to authorized Equicom Savings Bank (“the Bank”) employees.
  • Sales agents and/or referrers are not allowed to collect any fees of whatever nature on behalf of the Bank. Any payments made to individuals/entities not authorized by the Bank will not be binding on the Bank.
  • Personal Loan applications are subject to Bank’s approval and interest rates are subject to change with prior notice. Tier 1 interest rates apply subject to Bank’s review and approval.
  • The computation for monthly amortization serves as a guide only.
  • The Bank, at its sole discretion, will determine the final loan amount, term, and amortization to be approved.
Download Application Form