Personal Loans

With Equicom Savings Bank Personal Loan, you can start turning your plans into reality. Whether you want to plan for your dream family vacation, improve your home, or refresh your finances, a loan from us could be more affordable than you think.

Features and Benefits

  • Low and affordable loan rate
  • Quick and easy application
  • Borrow as much as PhP15,000.00 to PhP1,000,000.00
  • No collateral or guarantor required
  • Fixed monthly repayments

Document Requirements

  • Duly filled-out and signed application form
  • Photocopy of company ID with picture and signature
  • Photocopy of one (1) valid government-issued ID with three (3) specimen signatures
  • Latest credit card Statement of Account
  • Proof of Residence Address, either of the following:
    • Latest one (1) month proof of billing (i.e utility bill or lease contract under borrower’s name
    • Latest one (1) government ID with residence address (i.e. Driver’s License, Postal ID, NBI Clearance, Police Clearance, etc.)
  • Latest original one (1) month payslip


  • At least 21 years old and must not be more than 65 years old upon loan maturity
  • With office or residence landline number
  • Residence or office address must be within Equicom Savings Bank’s processing service areas
  • For Employed applicants
    • Must be a regular or permanent employee
    • Tenure with the current employer must be at least six (6) months
    • Total employment tenure must be at least one (1) year
    • Basic monthly salary must be at least:
      • PhP20,000 for Metro Manila
      • PhP15,000 for Visayas and Mindanao areas

Get an instant decision when you submit your fully accomplished and signed application form and requirements via email at

Helpful Numbers
(632) 8828-EQUI (3784) locals 142 / 159 / 2013 / 2027
Lines are open Monday to Friday 8:30 a.m. to 5:30 p.m.


  • Please make payments only to authorized Equicom Savings Bank (“the Bank”) employees.
  • Sales agents and/or referrers are not allowed to collect any fees of whatever nature on behalf of the Bank. Any payments made to individuals/entities not authorized by the Bank will not be binding on the Bank.
  • Personal Loan applications are subject to Bank’s approval and interest rates are subject to change with prior notice. Tier 1 interest rates apply subject to Bank’s review and approval.
  • The computation for monthly amortization serves as a guide only.
  • The Bank, at its sole discretion, will determine the final loan amount, term, and amortization to be approved.
Download Application Form