Features and Benefits:
- Easy loan settlement options
- Easy loan settlement options
- Longer payment term up to 5 years
- No collateral or guarantor required
- Flexible payment term
Document Requirements
- Fully Accomplished and signed Application Form
- Photocopy of company ID with picture and signature
- Photocopy of one (1) valid government-issued ID with three (3) specimen signatures
- Latest credit card Statement of Account
- Latest one (1) month proof of billing (i.e utility bill or lease contract under borrower’s name
- Latest one (1) government ID with residence address (i.e. Driver’s License, Postal ID, NBI Clearance, Police Clearance, etc.)
- Official Receipt for appraisal fee
For Salaried Individuals
- Latest Original (1) month payslip
- Latest Certificate of Employment
- Latest BIR Form 2306
For Self-Employment Individuals (Sole Proprietor)
- Photocopy of DTI Certificate of Registration
- Photocopy of latest Business Permit
- Photocopy of latest two (2) years audited financial statements
- Photocopy of latest BIR Form 1701 with BIR/Bank Stamp
- Photocopy of latest six (6) months bank statements/passbook
- Authorization Letter to verify Bank account/s
- List of suppliers and customers with contact details
Eligibility
- At least 21 years old and must not be more than 65 years old upon loan maturity
- With office or residence landline number
- Residence or office address must be within Equicom Savings Bank’s processing service areas
- For Employed applicants
- Must be a regular or permanent employee
- Tenure with the current employer must be at least six (6) months
- Total employment tenure must be at least one (1) year
- Basic monthly salary must be at least:
- PhP20,000 for Metro Manila
- PhP15,000 for Visayas and Mindanao areas
Get an instant decision when you submit your fully accomplished and signed application form and requirements via email at applynow@equicomsavings.com.ph.
Helpful Numbers
(632) 8828-EQUI (3784) locals 142 / 159 / 2013 / 2027
Lines are open Monday to Friday 8:30 a.m. to 5:30 p.m.