Auto Loans

Features and Benefits:

  • Easy loan settlement options
  • Easy loan settlement options
  • Longer payment term up to 5 years
  • No collateral or guarantor required
  • Flexible payment term

Document Requirements

  • Fully Accomplished and signed Application Form
  • Photocopy of company ID with picture and signature
  • Photocopy of one (1) valid government-issued ID with three (3) specimen signatures
  • Latest credit card Statement of Account
    • Latest one (1) month proof of billing (i.e utility bill or lease contract under borrower’s name
    • Latest one (1) government ID with residence address (i.e. Driver’s License, Postal ID, NBI Clearance, Police Clearance, etc.)
  • Official Receipt for appraisal fee

For Salaried Individuals

  • Latest Original (1) month payslip
  • Latest Certificate of Employment
  • Latest BIR Form 2306

For Self-Employment Individuals (Sole Proprietor)

  • Photocopy of DTI Certificate of Registration
  • Photocopy of latest Business Permit
  • Photocopy of latest two (2) years audited financial statements
  • Photocopy of latest BIR Form 1701 with BIR/Bank Stamp
  • Photocopy of latest six (6) months bank statements/passbook
  • Authorization Letter to verify Bank account/s
  • List of suppliers and customers with contact details


  • At least 21 years old and must not be more than 65 years old upon loan maturity
  • With office or residence landline number
  • Residence or office address must be within Equicom Savings Bank’s processing service areas
  • For Employed applicants
    • Must be a regular or permanent employee
    • Tenure with the current employer must be at least six (6) months
    • Total employment tenure must be at least one (1) year
    • Basic monthly salary must be at least:
      • PhP20,000 for Metro Manila
      • PhP15,000 for Visayas and Mindanao areas

Get an instant decision when you submit your fully accomplished and signed application form and requirements via email at

Helpful Numbers
(632) 8828-EQUI (3784) locals 142 / 159 / 2013 / 2027

Lines are open Monday to Friday 8:30 a.m. to 5:30 p.m.


  • Please make payments only to authorized Equicom Savings Bank (“the Bank”) employees.
  • Sales agents and/or referrers are not allowed to collect any fees of whatever nature on behalf of the Bank. Any payments made to individuals/entities not authorized by the Bank will not be binding on the Bank.
  • Auto Loan applications are subject to Bank’s approval and interest rates are subject to change with prior notice. Tier 1 interest rates apply subject to Bank’s review and approval.
  • The computation for monthly amortization serves as a guide only.
  • The Bank, at its sole discretion, will determine the final loan amount, term, and amortization to be approved.