Deposit Products

A host of savings tools are available for our clients. We have savings facilities for young individuals who want to get into the habit of money management and for mature individuals with more sophisticated financial requirements. Our savings deposits and term deposits are made to cater to their specific needs. We offer very competitive interest rates on all our products.

Passbook Savings Account

EqB-Peso-Account-Passbook-Front1
Recommended for the secure.
  • Low opening amount
  • Low minimum required maintaining balance
  • Trouble-free fund monitoring

ATM Savings Account

HENGBAO KEY CARD
Perfect for on-the-go individuals.
  • Low minimum required maintaining balance
  • High transaction limit
  • Fast access to cash

Kiddie Builders Savings Account

Kiddie Builder Poster 3-28-17
In saving money, age doesn’t matter.
  • Php500.00 minimum initial deposit and maintaining balance
  • High interest rate
  • Free dental and medical benefits

Regular Checking Account

peso checkbook cover
A simple and uncomplicated product that manages your payables with the convenience of check issuance.
  • Php5,000.00 minimum balance for individuals
  • Php10,000.00 minimum required balance for corporations
  • Earn 0.125%* interest rate per annum
  • Fund monitoring via monthly bank statement
  • Convenient access to our banking centers and through the Equicom Online and Phone Banking facilities
*Effective January 1, 2021

Automatic Transfer Account

peso checkbook cover
Product that provides overdraft security via linked savings account.
  • Php10,000.00 minimum required balance for individuals
  • Php15,000.00 minimum required balance for corporations
  • Earn 0.125%* interest rate per annum
  • Fund monitoring via monthly bank statement
  • Convenient access to our banking centers and through the Equicom Online and Phone Banking facilities
*Effective January 1, 2021

RX Preferred Account

RX Poster 3-28-17
The most prescribed for doctors.
  • Comes with a passbook, checkbook, and an Equicom Savings Bank Key Card
  • No maintaining balance
  • Easy access to account

Regular Time Deposit

Risk free investment that maximizes your savings with high-yield interest.
  • Minimum investment of Php10,000.00
  • Interest is credited upon maturity
  • Allows automatic roll-over for continuous earning
  • Evidenced by a Certificate of Time Deposit

5-Year Time Deposit

Risk free investment that maximizes your savings with high-yield interest.
  • Minimum investment of Php50,000.00
  • Interest is credited monthly directly to a linked savings account
  • Evidenced by a Certificate of Time Deposit
  • Tax exempted if there is no pre-termination made

Foreign Currency Deposit Account

Suitable for managing funds in foreign currency deposits. This product offers U.S. Dollar only.

Savings Account
  • Minimum investment of USD200.00
  • Earn interest on balances over USD500.00
  • Convenient monitoring of fund via passbook
Time Deposit Account
  • Minimum investment of USD1,000.00
  • Minimum term is 30 days
  • Interest is credited upon maturity
  • Evidenced by a Certificate of Time Deposit
General Provisions on Deposit Accounts
Banking Charges and Fees
Account Opening Requirements and List of Acceptable IDs

Note: Equicom Savings Bank Branch may require additional documents during account opening.