Personal Loans

With Equicom Savings Bank Personal Loan, you can start turning your plans into reality. Whether you want to plan for your dream family vacation, improve your home, or refresh your finances, a loan from us could be more affordable than you think.

Features and Benefits

• Borrow as much as PHP100,000.00 to PHP5,000,000.00
• Available for 6, 12, 18, 24, 36-month terms
• Low and affordable monthly add-on interest rates
• Quick and easy application
• No collateral or guarantor required
• Fixed monthly repayments

Document Requirements

• Duly filled-out and original signed Application Form
• Photocopy of Company ID with picture and signature
• Photocopy of one (1) valid government-issued ID with three (3) specimen signatures
• Latest Credit Card Statement of Account

A. If Employed

• Latest one (1) month payslip

B. If Self-Employed

• Latest General Information Sheet (GIS)
• Latest three (3) months Bank Statement
• Latest two (2) years Audited Financial Statement
• Latest two (2) years ITR
• Latest Business Permit
• SEC/DTI Certificate of Registration
• Authorization to verify bank account/s

Eligibility

A. Employed

• Must be at least 21 years old at the time of application but not more than 65 years old upon loan maturity
• Open to Filipino citizens, foreign residents of the Philippines, or expatriates
• Must have 1 landline number in either residence or place of work OR mobile number (postpaid or prepaid)
• Minimum Gross Fixed Monthly Income Requirement of at least PHP50,000
• Must hold regular employee status with a full-time employment designation. Contractual and part-time roles are not eligible. For those employed in the BPO industry, a minimum of two (2) years of continuous full-time service with their current BPO company is required.
• Must be employed at SEC-registered company
• Residence or office address must be at least 200 kilometers from the nearest Equicom Savings Bank branch List of EqB Branches

B. Self-Employed

• Must be at least 21 years old at the time of application but not more than 68 years old upon loan maturity
• Must be a Filipino citizen
• Must have 1 landline number in either residence or place of work OR mobile number (postpaid or prepaid)
• Minimum Gross Fixed Monthly Income Requirement of at least PHP100,000
• With business operating at least three (3) years and profitable for the past two (2) years
• Residence or office address must be at least 200 kilometers from the nearest Equicom Savings Bank branch List of EqB Branches

Get an instant decision when you submit your fully accomplished and signed application form and requirements via email at applynow@equicomsavings.com.ph.

Helpful Numbers
(632) 8828-EQUI (3784) locals 142 / 159 / 2013 / 2027
Lines are open Monday to Friday 8:30 a.m. to 5:30 p.m.